Career Opportunities

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Job Responsibilities:

•Review and evaluate Full Risk applications submitted by Processing Officers for Approving Authority’s decision.

•Monitoring of the turnaround time for Full Risk applications to ensure that charter set by the Corporation is met.

•Assist in drafting and implementing the credit guidelines and policies.

•Prepare Ad-Hoc proposal/paper for the Management’s decision.

•Presentation of applications at Management Loans Committee Meeting (MLCM).

•Attend meetings related to credit and Credit Evaluation Department (CED) functions.

•Reviewing reports such as Management Committee Meeting report, Board report, CED weekly/monthly report, MLCM report.

•Monitoring of staff attendance, performance, discipline and planning of staff development and training requirement.

•Handholding with the Corporation’s branches with regards to high return and rejection date.

•Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:

•Candidate must possess a Bachelor’s Degree, Professional Degree or Master’s Degree in Economics, Finance/Accountancy/Banking, Business Studies/Administration/Management, Marketing, Commerce or equivalent.

•Required language(s): Bahasa Malaysia, English

•Knowledge in Credit Management, Credit Risk and Financial Analysis.

•Excellent communication and writing skills, strong leadership and analytical skills, good interpersonal skills as well as result-oriented.

•Computer literate.

•At least 7 year(s) of working experience in the related field is required for this position.

•Applicants must be willing to work in Kelana Jaya.

•Preferably Managers / Assistant Managers specializing in Banking/Financial Services or equivalent.

•Full-Time position(s) available.

Graduate Trainee Program

Program duration: 1 year

Salary: RM2,600.00 per month

Role Expectations:

• Goal-oriented and passion for learning.

• Willingness to accept new challenges.

• Self-motivated and ability to perform with minimum supervision.

• Selected candidates will receive training including classrom learning and on-the-job training to help them gain skills and professional expertise.

Requirements:

1. The program is offered to graduates with no working experience and have been unemployed for at least 6 months from the date of graduation.

2. Bachelor Degree in any discipline with a minimum CGPA of 3.0 from recognized higher learning institutions.

3. Candidates who have any of their family members being a business owner of a Small Medium Enterprise (SME) or working for an SME.

4. Good command of English and Bahasa Malaysia. Proficiency in other languages is an advantage.

5. Possess a vibrant personality, good analytical thinking and effective communication & writing skills.

Job Responsibilities:

•To complete bank reconciliation & company’s account monthly closing before 10th of the following month.

•To check and verify transaction in Branches P&L to respective department by 10th calendar day.

•To check monthly personal claims and summary for payroll by the date given by Human Capital Department accurately.

•To verify all invoices before posting into AP.

•To check payment voucher and cheques.

•Fixed Assets Acquisition should be capitalized and depreciated before monthly closing by 7th calendar day.

•To ensure that records of Fixed Assets in the system are accurate and documentation is updated.

Job Requirements:

•Candidate must possess at least a Bachelor’s Degree in Accounting with CGPA 3.4 and above.

•Required language(s): Bahasa Malaysia, English

•Applicants must be willing to work in Kelana Jaya.

•Successful applicants shall be offered to undergo a Chartered Accounting certification under the Institute of Chartered Accountants in England and Wales (ICAEW).

•No work experience is required.

•Full-Time position(s) available.

Job Responsibilities:

•Manage and ensure Credit Team perform independent credit risk assessment and review credit proposals for tabling at Loans Committee based on acceptable credit risk profile of the Corporation.

•Develop, review and recommend credit policies and guidelines for Loans Committee and Board’s approval.

•Quantify, analyze and prepare periodic reporting of credit risk by products, sectors, branches, financial institutions for Board meetings.

•Quantify and analyze the risk and controls measure in implementing and executing development of new products / enhancement of existing products.

•Assist the Credit Team in reviewing and monitoring of NPL threshold and exposure, high risk sector as well as single counterparty exposure limit (SCEL). Prepare periodic reporting on the quality of credit portfolio of the Corporation.

•Perform market research on SMEs business and produce reports relating to business cycle, economic outlook and strategy as well as overall performance of SMEs.

•Review, coach and monitor staff performance.

•Assume responsibility of other relevant tasks/ ad hoc projects as assigned from time to time.

Job Requirements:

•Candidate must possess at least a Bachelor’s Degree, Professional Degree, in Statistics, Mathematics, Actuarial Science, Economics, Finance, Banking or Accountancy. Other relevant qualifications such as CCP or qualifications related to credit risk assessment and/or credit evaluation/processing will be an advantage.

•Required language(s): Bahasa Malaysia, English.

•Knowledge of SPSS, SAS & other statistical tools will be added advantage.

•At least 8 year(s) of working experience in the related field is required for this position.

•Applicants must be willing to work in Kelana Jaya.

•Able to present reports to Management and Board.

•Preferably Managers/Assistant Managers specializing in Banking/Financial Services or equivalent.

•Full-Time position(s) available.

Job Responsibilities:

Assist AVP, Operational Risk to:

1. Perform Operational Risk and Business Continuity Management (BCM) related tasks in the Corporation, and ensure operational risk management awareness within the Corporation’s staff.

2. Develop and implement risk related guidelines in the Corporation, and establish processes for identifying and reporting fraud / suspected fraud event.

3. Ensure the reporting for Operational Risk Management Committee and Board Risk Management Committee are validated, accurate and delivered in a timely manner.

4. Review and ensure on the effectiveness of the Operational Risk Management (ORM) tools used, i.e. Risk Control Self-Assessment (RCSA), Key Risk Indicators (KRI), and Incident Management Data Collection (IMDC) with the objective of reducing operational losses within the Corporation.

5. Ensure outstanding operational risk issues / other issues raised by internal and external auditors, Bank Negara Malaysia and other regulatory bodies are followed-up upon until closure.

6. Develop, review and recommend operational risk appetite and tolerance level within the Corporation.

7. Supervise projects undertaken by the ORM department.

8. Assume responsibility of other relevant tasks as assigned from time to time.

KEY CHALLENGES

1. To ensure the employees within the Corporation have a sound risk management culture.

2. To obtain the support of other departments within the Corporation on the needs to manage operational risk, to adopt operational risk management best practices, and to effectively utilize the ORM tools.

3. To ensure timely submission of data / information / reports from all the departments within CGC to facilitate management of operational risk, follow-up actions and reporting.

4. To ensure relevant ORM reports are prepared within the stipulated timeline for reporting to Board and Management level committees.

Job Requirements:

•Candidate must possess at least a Bachelor’s Degree or Professional Degree in Economics, Finance/Accountancy/Banking, Business Administration, Mathematics, Law or equivalent.

•Knowledge of Basel Accord, BNM regulations, ORM system, BCM.

•Experience in the field of Operational Risk / Compliance / Fraud / Internal Audit / BCM preferably in the financial industry.

•At least 2 year (s) for Risk Analyst and 4 year(s) for Senior Risk Analyst of working experience in the related field is required for this positions.

•Applicants must be willing to work in Kelana Jaya.

•Preferably Senior Executive specializing in Banking/Financial Services or equivalent.

•Full-Time position available.

Job Responsibilities:-

1.To assist BH in supervising the branch operations / process and ensure compliance of the Corporation policies and procedures.

2.To assist BH in leading and managing the sales force in achieving the desired loan targets (TPUBi & ED).

3.To assist BH in evaluating Executives’ proposals (new application & review accounts) for relevant authorities approval.

4.To assist BH in reducing number of branch’s arrears and NPL accounts and also maintaining the acceptable provision rate.

5.To assist BH in increasing loan recoveries figure.

6.To assist BH in motivating branch staff and impart skills and knowledge to elevate levels of performance

7.To take leadership for handling branch matters in the absence of the BH.

8.Assist in monitoring attendance, performance and discipline of staff as well as assist in planning and recommending staff development and training requirements.

9.Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:-

Qualification : Minimum degree in Business Administration, Banking, Finance or equivalent fields

Experience : Minimum of 4-6 years of relevant experience

Knowledge : Accounting, credit, marketing, loan administration and monitoring

Skills/Competencies: Marketing, Selling, Negotiation, Communication, Presentation, Writing and Analytical Skills.

Others : Self Discipline, Time Management, Pro-Active, Commitment and Team Work

Job Responsibilities:-

1.Assist Chief Audit Executive and Head of Section in the preparation of the Annual Audit Plan to ensure that the Department has a definite with identifiable auditable areas for the year.

2.Plan and organize the audit of IT systems and operations of Head Office and subsidiaries and any other special assignments as and when required to do so. Duties include the following:-

a)Prepare an effective Audit Plan, collating the needed information through the available source. Liaise with the relevant Department / Branch for information/ update prior to the audit.

b)Submit the Audit Plan for Chief Audit Executive’s approval before commencing with the audit.

c)Develop and modify the Audit Programs where necessary to ensure adequate coverage of the auditable entity.

3.Lead and manage audit assignments according to the audit objectives, established audit standards, approved Audit Plan and Audit Programs. Duties include the followings:-

a)Ensure that the audit is conducted in accordance with established standards and within the time allocated.

b)Review the workflow process of the auditable areas to ensure that it is updated and aligned to the Department’s existing process and procedures.

c)Review the working papers and query sheets of team members to ensure that the audit is done in accordance with established standards.

d)Ensure that query sheets are issued to the auditees on a prompt basis to ensure timely reply.

e)Confer with the auditees and any other related parties on the shortcomings and discrepancies noted in the audit reply before finalizing the audit report for Assistant Manager’s review.

f)To produce a good report writing with minimal error and value added recommendation within the timeline given.

4.Examine and evaluate the activities of the IT systems and IT Department and also subsidiaries (where applicable) as follows:

a)Assess the extent of system compliance with policies and procedures and other established standards and regulations.

b)Study the auditee’s current work process and its flow to determine its consistencies with the auditee’s current practice and recommending process improvement (if any).

c)Determine the risk areas and appraise their significance in relation to operational factors such as cost and quality.

d)Identify conditions, factors and practices which may be considered inefficient or ineffective so that recommendations on corrective actions can be made.

e)Appraise and form objective opinion on the adequacy and effectiveness of the internal control systems and procedures.

f)Conduct a follow-up (as and when required) on the issues highlighted (if any).

5.Compile working papers and ensure that they are properly indexed, signed off and filed for easy reference.

6.Prepare final draft Audit Report in accordance with established standards of reporting to ensure quality and acceptable audit report format.

7.Assist in reviewing the UAT documents and those related to projects and etc. (where applicable)

Job Requirements:-

•Possess a Degree in Information Systems or related discipline. Relevant professional qualification(s) is essential (CISA).

•Possess at least 2 years experience (Executive) in auditing or in similar capacity, preferably in Financial Industry.

•Possess some knowledge in Back Office systems.

•Possess some experience in project management and system development methodology and participated in turn-key project(s) in the capacity of an IT/Network auditor.

•Possess some experience in ACL tools and commands.

•Familiar with IT security, IP knowledge, control and audit framework.

•Good knowledge in system operations and auditing techniques.

•Must be hands on and able to work independently with minimal supervision and able to work in a team-based environment.

•Must possess good communication, presentation and report writing skills and have the ability to learn new technologies quickly with sufficient proficiency to prepare for audit assignments.

Job Responsibilities:

• Monitoring all NPL accounts via close liaison with FI and Branches.
• To ensure branch take necessary action on the NPL accounts i.e. call the borrowers and to conducts site visit immediately the account classified as NPL.
• To follow-up with branch to submit repayment / restructuring proposal for those NPL borrowers (within the stipulated time frame) in order to rehabilitation the account into performing status.
• To review the restructuring / repayment proposal submitted by branch for management’s decision.
• To review the accounts for subrogation – after all the rehabilitation action failed to materialize.
• To liaise / follow-up with FIs and borrower, if necessary.
• Tracking all accounts approved for restructuring / rescheduling via memo and discussion with branch, and also to liaise with FIs concern.
• To conduct post-mortem for newly classified NPL accounts and NPL accounts within one year after disbursement to be presented in Special Asset Management Committee and Loans Committee (for total exposure above RM1.0 million).
  3. Summary of newly classified NPL accounts within one year – Special Asset Management meeting (Fortnightly)
  4. Summary of subrogated account – Loan Management Committee (Weekly)
  5. SDRC Status Report to MD (rotation basis).
  6. Undertake any other duties assigned by Management from time to time.
  7. Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:

• Candidate must possess a Degree in Business Administration, Finance, Accountancy, Banking, Economics, Commerce, Marketing or equivalent.
• At least 2 years of working experience in the related fields, preferably applicants with background of Marketing, Sales, Commercial Credit  or equivalent.
• Good oral and written English / Bahasa Malaysia.
• Knowledge in Credit and credit control processes.
• Applicants must be willing to work in Kelana Jaya.
• Computer literate, excellent communication, written, interpersonal and presentation skills.

Job Responsibilities:

• Candidate must possess at least Degree in Business Administration, Finance, Accountancy, Banking, Economics, Commerce, Marketing or equivalent.
• Develop and implement effective business and marketing plan/strategies to promote existing and new schemes thereby creating public awareness and gain capital market acceptance.
• Promote existing and new schemes effectively to the public and business partners in order to assist the Corporation’s yearly target.
• Development of structured leads generations initiative and monitor the progress of the leads from origination to approval and disbursement.
• Direct and manage all promotional activities to secure targeted market.
• Plan on promotions/advertisements on the products and services, including road shows and briefing sessions to the public and business partners as well as to conduct and provide surveys on the products and services.
• Gather and provide accurate on-the-ground feedback to assist the formulation of effective overall marketing and business development strategies.
• Develop and manage alternative channel i.e website, SMS, SME community in order to create awareness.
• Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:

• Candidate must possess at least a Bachelor’s Degree, Professional Degree, Finance/Accountancy/Banking, Economics, Business Studies/Administration/Management, Commerce, Marketing or equivalent.
• Required language(s): Bahasa Malaysia, English
• At least 7 year(s) of working experience in the related field is required for this position.
• Applicants must be willing to work in Kelana Jaya.
• Preferably Managers specializing in Banking/Financial Services or equivalent.
• Full-Time position(s) available.

Job Responsibility:

• Research and Development: Participate, research and recommend product concept, feature and eligibility criteria for the development of new and revision of existing products.
• Project Management: Assume the role of a project manager in managing timeline, prioritizing and coordinating task for product roll-out.
• Reporting & Documentation: Attention to details when performing monthly or ad-hoc reporting, ensure documentation compliance in product roll-out processes and filing of reports, communications and approvals
• Pricing: Perform profit and loss projection, formulate pricing strategies and recommend pricing for product.
• Analytical: Perform analysis on product performance for use to support product concept, feature or pricing.
• Communication: To liaise with internal and external parties as required
• Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirement:

• Candidate must possess at least a Bachelor’s Degree, Professional Degree, Business Studies/Administration/Management, Finance/Accountancy/Banking, Economics, Commerce, Marketing or equivalent.
• Required skill(s): MS Excel, MS Office, MS Word.
• Required language(s): Bahasa Malaysia, English
• At least 5 year(s) of working experience in the related field is required for this position.
• Applicants must be willing to work in Kelana Jaya.
• Preferably Senior Executives specializing in Banking/Financial Services or equivalent.
• 1 Full-Time position available.

Responsibilities:

• Develop and implement effective business and marketing plan/strategies to promote existing and new schemes thereby creating public awareness and gain capital market acceptance.
• Promote existing and new schemes effectively to the public and business partners in order to assist the Corporation’s yearly target.
• Development of structured leads generations initiative and monitor the progress of the leads from origination to approval and disbursement.
• Gather and provide accurate on-the-ground feedback to assist the formulation of effective overall marketing and business development strategies.
• Manage relationship with FIs to encourage greater participation in guarantee schemes

• Develop effective monitoring and reporting on the performance of schemes and participating financial institutions to drive at meeting departmental and the Corporation’s annual budget and target.
• Manage the close monitoring of departmental and the Corporation’s target and KPIs.
• Setting and review of budget / projection of loan and guarantee fee income by products / schemes / FIs
• Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:

• Candidate must possess at least a Bachelor’s Degree, Professional Degree, Finance/Accountancy/Banking, Economics, Business Studies/Administration/Management, Commerce, Marketing or equivalent.
• Required language(s): Bahasa Malaysia, English
• At least 7 year(s) of working experience in the related field is required for this position.
• Applicants must be willing to work in Kelana Jaya.
• Preferably Managers specializing in Banking/Financial Services or equivalent.
• Full-Time position(s) available.

• Negotiate/workout an amicable repayment program/ settlement arrangement to facilitate the rehabilitation of claim paid accounts via loans rescheduling / restructuring.
• Recommend to Management for approval of borrowers’ proposals on interim repayment plan, full settlement, partial settlement, etc, upon approval; prepare Letter of Offer to FI / borrowers and follow-up on acceptance by FI/ borrowers.
• Review & recommend identified claims paid accounts for possible of subrogation for purpose of rehabilitation and recovery.
• Closely follow up and monitor with borrowers / FIs on the recovery & remittance for non-subrogated claim paid accounts. Via monthly courtesy visit to FI to ensure remittance to CGC on “as and when received” basis.
• Draft and send reminder letter to borrowers who have defaulted in the repayment plan for them to come forward for an amicable solution.
• Follow up and monitor with FIs on the status of recovery actions (including civil and foreclosure actions) taken on non-subrogated accounts claim paid accounts in order to ensure proper recovery actions have been taken under each accounts.
• Review and monitor of actual recovery received against budgeted recovery to keep track of the records.
• Review and propose the revised level of authority from time to time as deemed required.
• Update Management and Board on the overall recovery position, i.e. progress, actions plans and profiling of accounts, department’s policies and strategies.
• Assume responsibility of other relevant tasks as assigned from time to time.

• To issue Internal Notice of Demand (INOD) for newly recalled & TPUBi accounts within the turnaround time.
• To initiate initial balance in SRD Module (SRM) upon subrogatin of account.
• To issue Letter of Instruction (LI) for LNOD and appointment of solicitors for subrogated and recalled accounts.
• To issue LI for Summons until Judgement obtained for subrogated / recalled / ERF / TPUB-i accounts within the turnaround time.
• To issue LI for the execution of Judgement until filing of Proof of Debt (POD) for subrogated / recalled / ERF / TPUB-i accounts within the turnaround time.
• To check and verify the content of legal documentations.
• To follow-up with the respective FIs to transfer the original documents, credit files and other related documents within 60 days.
• To follow-up with solicitors on various stages of legal executions in order to keep track of the status.
• To verify on the legal bills received from solicitors against the standard legal fees structure and history of previous payments made to solicitors in the SRM prior submission to Head of Section for confirmation.
• To prepare memo on professional legaas fees for contested cases for LCS’ review and/or Approving Authority.
• Close monitoring of solicitors to ensure prompt monthly submission of the status report and legal actions are carried-out accordinlgy.
• To arrange meeting with solicitors (at CGC or solicitors’ premises) to review on the lega action status as well as to discuss on other litigation issues.
• To attend trial or to be present at court in the event case is being contested by borrower / guarantors, arising from the legal action proceeded by the Corporation for subrogated and recalled accounts.
• To ensure that the status of legal actions of the respective borrowers / guarantors SRM is updated accordingly upon receipt of the legal correspondences from solicitors.
• To check and update via system on any legal correspondences received for tracking purposes and theafter, to forward to Admin Unit for filing.
• To assume responsibility of other ad-hoc tasks as assigned from time to time.

• Candidate must possess at least a Bachelor’s Degree, Professional Degree, Business Studies/Administration/Management, Finance/Accountancy/Banking, Economics, Commerce, Marketing or equivalent.
• Required skill(s): MS Excel, MS Office, MS Word.
• Required language(s): Bahasa Malaysia, English
• At least 2 year(s) of working experience in the related field is required for this position.
• Applicants must be willing to work in Kelana Jaya.
• Preferably Junior Executives specializing in Banking/Financial Services or equivalent.
• 3 Full-Time position(s) available.

Job Description:

1. To conduct marketing activities on CGC schemes marketed and processed by branch.
2. To drive sales on CGC schemes marketed and processes by branch.
3. To process new applications for CGC schemes marketed and processed by branch.
4. To prepare summary sheet in Kastle, conduct interviews and site-visits to the applicants’ premises to ensure the customers’ credibility for loan facility and viability of the business.
5. To attend to walk-in customers and telephone inquiries to ensure all inquiries are attended to promptly and information provided is accurate.
6. To establish and maintain relationships with FIs, SMEs, Contract Awarders & Government agencies as well as Trade Association & Chambers of Commerce for purpose of enhancing awareness on the Corporation’s role, available schemes, provide advisory and as source of leads generation.
7. To assist in handling of delinquent loans to reduce non-performing loans.
8. To assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements:

Qualification           : Minimum Diploma/Degree in Business Admin, Banking, Finance or equivalent in related fields     

Experience             : Minimum 2-3 years relevant experience in credit and marketing.     

Knowledge              : Credit & Marketing, Loan administration and monitoring.  

Skills/Competencies: Good Communication, Presentation, Writing and Analytical Skills as well as strong

   Interpersonal skills.           

Others                     : Computer literate, Self Discipline, Committed and Good Team Work.

Qualification           : Minimum Diploma/Degree in Business Admin, Banking, Finance or equivalent in related fields     

Experience             : Minimum 2-3 years relevant experience in credit and marketing.     

Knowledge              : Credit & Marketing, Loan administration and monitoring.  

Skills/Competencies: Good Communication, Presentation, Writing and Analytical Skills as well as strong

   Interpersonal skills.           

Others                     : Computer literate, Self Discipline, Committed and Good Team Work.

CGC SME APPRENTICE SCHEME jijiji

This program is a collaboration between CGC and selected Small Medium Enterprises (SMEs) nationwide with the objective of providing temporary job opportunities for unemployed Polytechnic/Vocational graduates; as part of CGC’s CSR activity. In this program, selected Polytechnic/Vocational graduates shall be offered a fixed term contact of employment for a duration of 1 year by the Small Medium Enterprise (SME) and placed at SME’s workplace nationwide. The SME’s will be selected from various industries.

Program Duration: 1 year contract of employment (May 2017 – May 2018)

Criteria:

•Candidates must be Polytechnic/Vocational graduates who have been unemployed for at least 6 months.

•Candidates must possess at least Certificate (Sijil Kemahiran), Diploma or Advanced Diploma in various hands-on / vocational types of skills / disciplines such as Mechanical, Electrical, Civil, Agrotechnology, Petrochemical, Automotive, Culinary, Bakery, Carpentry, Manufacturing, Printing, Digital Marketing etc.

•Candidates must be committed to the program.

•Work location will be based on the requirement set by SME.

•10 – 15 full time positions are available.

•Successful candidates will be offered a one year fixed term employment contract by the SME.